After a fire
Selling a Fire Damaged House in Arkansas
After a fire, nobody will finance the house. That is the practical problem. Even a kitchen fire that looked contained leaves smoke through the framing, water damage from the hoses, and a report that follows the property.
After a fire, nobody will finance the house. That is the practical problem. Even a kitchen fire that looked contained leaves smoke through the framing, water damage from the hoses, and a report that follows the property.
You are then asked to rebuild a house you may not want, using an insurance payout that rarely covers the whole job, while paying to live somewhere else.
The insurance money is usually not enough
Most policies pay actual cash value first and hold back the recoverable depreciation until the work is finished. So you get part of it, and the rest only arrives after you have already spent your own money.
Add code upgrades the city will now require, a contractor shortage, and the months it takes, and the gap between the cheque and the cost is where people get stuck.
What we do with a fire damaged house
We buy it in whatever state the fire left it. You do not clean it, board it, gut it or get quotes. Take out whatever survived that you want to keep and leave the rest.
Tell us early whether the claim is settled, still open, or denied. That changes who is owed what at closing, and it is easier handled at the start than the week before.
What Decides the Number
Four things, and we go through all of them with you.
How far the fire went
Whether the damage is confined to one room or reached the framing, the roof structure and the systems.
Smoke and water
Smoke travels further than flame and the fire service adds thousands of gallons of water. Both cause more of the cost than people expect.
The claim status
Settled, open or denied, and whether the payout has already been released to you or is still held by the lender.
What the city now requires
Repairs after a fire usually trigger current code, so wiring, egress and sprinklers can all be pulled into the job.
How It Works
1
Tell us about the house
Address, rough condition, and why you are thinking about selling. Five minutes on the phone or the form.
2
We look at it properly
We check comparable sales, estimate the repair cost and check what is recorded against the title.
3
You get the number and the reasoning
In writing, with the repair estimate and the comparables behind it, so you can check the arithmetic yourself.
4
You decide
Accept it, negotiate it, or walk away. If listing would serve you better, we will tell you that instead.
Tell us about the property
You do not need answers to everything. Rough is fine, and so is "I am not sure".
If you would rather talk than type, call (501) 831‑6919.
Common questions
Can I sell before the insurance claim settles?
Often yes. The proceeds and who receives them get sorted at closing. Tell us the claim status on the first call so it is handled properly.
Do I have to board it up or secure it?
No. If it is unsecured tell us and we will deal with it.
What if the fire was my fault?
It makes no difference to us. Cause matters to your insurer, not to what we will pay.
Other Ways We Help
Sell My House Fast
No repairs, no showings, no listing. Tell us about the house and we will tell you what we can do.
Learn more →Cash Offer
No lender, no appraisal, no underwriting. The kind of offer that cannot fall apart six weeks in.
Learn more →Inherited House
Probate, siblings who disagree, a house full of belongings and a tax bill. We deal with all three.
Learn more →Stop Foreclosure
A sale date is a real deadline. Find out how much time you have and what your options are.
Learn more →Divorce
One decision made once, instead of months of agreeing on an agent, a price and every counter-offer.
Learn more →House Needs Repairs
Foundation, roof, fire, water, or a house nobody can get financed. We buy it as it stands.
Learn more →Tired of Being a Landlord
Non-paying tenants, turnover, repair calls at 11pm. Sell the rental with the tenant still in it.
Learn more →Behind on Property Taxes
Arkansas counties certify delinquent property to the state. There is a clock, and it is worth knowing where you are on it.
Learn more →Vacant House
An empty house costs money every month and quietly falls apart. Insurance may already have lapsed.
Learn more →Relocating
A start date is a fixed date. A listing is not. Sell before you go instead of managing it from another state.
Learn more →Hoarder House
You do not have to clear it, clean it, or let anyone judge it. Take what matters and leave the rest.
Learn more →Listing Expired
Six months on the market, price cuts, and no sale. Usually it is the condition, not the agent.
Learn more →Water Damage or Mold
A leak nobody found, a flood, or mold behind a wall. It is the repair no buyer will finance.
Learn more →Talk to the person who makes the decision
No fee, no obligation, and a straight answer.